Tuesday, March 10, 2015

Financial Calculator 2.0 has been released

New version of Financial Calculator has been released and you could download it from this link:

You could run this program from any computer device if had Java 1.8 (Java 8) or newer.
If you have Android or IOS or any modern operation systems, you could use emulators to run Java programs. For example, you could search the web for “Java Emulator”.
Main web site for downloading Java is this:

About Financial Calculator 2.0

This is a portable program for financial calculations and could run in any computer device in any resolution. You only need to install Java 1.8 (Java 8) or newer one.
By this program you could have a variety of financial calculations more accurate than normal programs.
This program shows large numbers without showing them in exponential form.
This program could translate into any language.

This program has two official languages (English and Persian) which you could use them for creating translated language file.
You could change the font and font size and select any of them which installed on your device.
All parts of the program could be customized to any color you want.

You could save the result of the calculation into the text file or save it into the database of the program which shows on top of the each section.
This program has 11 parts for 11 different financial calculations.

In this section, interest will be calculated during one month of the year.
Interest of the month will be calculate after all deposit and withdraw operations during the month.
If bank amount became less than minimum amount for receiving interest, interest of this month will be zero and you only have your final amount.
If you save the result of the calculation into the text file, you also see details of all operations and amount of each day too.

This section is simulation of buying and selling shares in stock market.
In this section you could calculate how many shares you could buy by your amount. You also see how much your profit is.
Commission has two types. One of them is in percent (%) and other one is in quantity ($). In quantity, always a fixed amount is the quantity of commission but in percent type, it depends on your amount.
Buy and sell:

In this section, you could calculate something like bourse section, but here you determine how many items you want to buy and sell. In this section you found out how much money you need to buy those items, but in bourse section, you don’t know how many items (shares) you could buy. You could use these two sections for knowing how many items you could buy or how much money you need to buy them.

In this section, you found out your commodity value with help of reference price of that commodity in the world.
If the reference price currency is different from your currency, you should know the price of that reference currency, but if your currency is the same as the reference currency, you only need to set the reference currency value to one (1) which shows your currency is equal to the reference currency.
For example, if you want to found out value of your gold coin, choose "Mass" from type of commodity and set the reference currency price and then set the price of reference Gold which is in base of one ounce for 24 Karat gold. However, if you want you could use other types of quality units (percent and per thousand) too. Then you could give your gold coin weight and quality of that to the program and calculate your gold coin value.
Dividing money:

This section helps you to divide the money between members of a group or multiple groups.
Usually there is only one group and you only want to determine the money of each person.

In this section, you could calculate the value of money in future periods. Value of the money in each year will be change depends on the inflation rate.
This section is also helpful for calculating the future amount of salaries which usually increase each year. For increasing the value of money, you should set a negative inflation rate.

In this section, you could calculate any interest calculation types by any kind of calendars. You only have to specify the number of time periods per year. These periods could be days or weeks or any other type of time. All calculations will be done similarly. For example, if you want to calculate the interest biweekly, set the number of weeks to 26 and then you could consider each week as two weeks, if your calendar has 52 weeks per year.

In this section, you could calculate your shortage or excess of consumption of your Internet bandwidth. You also could see these information in other units of Internet bandwidth you want.

In this section, you could calculate any necessary information about the loan. However, some calculations in this section cannot be done, because there is not essential formulas to calculating them. For example, in calculating interest rate, this program use the Newton method, which is the most accurate method, but sometimes this method cannot calculate the result. In such cases, program uses an approximate method (David Cantrell’s method).

In this section, you could calculate your shortage or excess of consumption of your phone time. You also could see these information in other units of phone time you want.

In all previous sections, tax never considered, but if you should pay tax in any financial affairs, you could calculate quantity of tax and final value of your property in this section.
Tax depends on your ownership which usually is 100%, but if you don’t own whole property, you could change it to something else. For example, if you own a property, but your ownership on that property is 50%, you only need to pay 50% of tax.